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Credit Academy

Educational lessons and resources.

Your Learning Path

AI-guided

Based on your profile, here's the path that helps your situation most right now.

Credit Basics6/6

Score factors, utilization, account age — completed

Disputes & Your Rights3/5

You're on lesson 3 of 5 — finish to understand your active disputes

Tradelines Explained0/3

Recommended next — you're considering an AU tradeline

Funding Readiness0/4

Aligns with your funding goal

Track Progress

Credit Basics100%
Disputes60%
Business Credit25%
Tradelines0%
Funding0%

Credit Basics

Done

Score factors, utilization, and why account age matters.

6 lessons

Disputes & Your Rights

60%

How disputes work, what the FCRA entitles you to, realistic expectations.

5 lessons

Building Business Credit

25%

From entity setup to net-30 vendors to fundability.

8 lessons

Funding Readiness

What lenders look for and how to prepare before you apply.

4 lessons

Tradelines Explained

Primary vs. authorized user vs. business — what actually helps.

3 lessons

Glossary & FAQ

Plain definitions for every term in your dashboard.

A–Z
Credit Plug AI
Hi — I'm your platform assistant. Ask me anything about your credit, disputes, funding, tradelines, or how things work here.

Based on your profile, the 'Utilization' lesson would help most right now.

You completed the business-entity lesson — nice work.

Funding-readiness lessons pair well with your current funding goal.

Try asking: