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Credit Academy

Educational lessons and resources.

Your Learning Path

AI-guided

Based on your profile, here's the path that helps your situation most right now.

Credit Basics6/6

Score factors, utilization, account age — completed

Disputes & Your Rights3/5

You're on lesson 3 of 5 — finish to understand your active disputes

Tradelines Explained0/3

Recommended next — you're considering an AU tradeline

Funding Readiness0/4

Aligns with your funding goal

Track Progress

Credit Basics100%
Disputes60%
Business Credit25%
Tradelines0%
Funding0%

Credit Basics

Done

Score factors, utilization, and why account age matters.

6 lessons

Disputes & Your Rights

60%

How disputes work, what the FCRA entitles you to, realistic expectations.

5 lessons

Building Business Credit

25%

From entity setup to net-30 vendors to fundability.

8 lessons

Funding Readiness

What lenders look for and how to prepare before you apply.

4 lessons

Tradelines Explained

Primary vs. authorized user vs. business — what actually helps.

3 lessons

Glossary & FAQ

Plain definitions for every term in your dashboard.

A–Z
Credit Plug AI
Hi — I'm your platform assistant. Ask me anything about your credit, disputes, funding, tradelines, or how things work here.
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Based on your profile, the 'Utilization' lesson would help most right now.

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You completed the business-entity lesson — nice work.

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Funding-readiness lessons pair well with your current funding goal.

Try asking: