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Funding Pre-Qualification
Complete this form to unlock lender matching and your funding readiness score.
✓Personal Profile
✓Business Structure
3Credit Reports
4Funding Goals
5Review & Submit
2 of 5 sections complete · Pick up where you left off, or restart the form anytime.
Funding Readiness
68Ready
Strong personal credit. Build 2 more months of business history to unlock larger offers.
Qualification Checklist
6 of 9 metAuto-generated from your pre-qualification answers and credit profile.
✓
Personal credit ≥ 680Yours: 702 — qualifies for most term loans & LOCs
Met✓
Business entity formedLLC active in TX since Feb 2025
Met✓
EIN on fileValidated against IRS records
Met2
6+ months business historyCurrently 4 mo — need 2 more to unlock larger offers
2 mo away!
3 mo bank statements uploadedRequired for term loans & SBA products
Missing!
DUNS number registeredRequired for business credit cards & vendor lines
MissingPre-Qualified Offers
3 matches| Lender | Type | Amount | Est. APR | |
|---|---|---|---|---|
| Velocity Capital | Business LOC | $50,000 | 9.4% | Match |
| Bluevine | Term Loan | $35,000 | 11.2% | Match |
| Fundbox | Revolving | $25,000 | 12.8% | Likely |
| OnDeck | Term Loan | $40,000 | — | Need docs |
Product Eligibility
Based on your pre-qual answers, here's what you can apply for now vs. what you need to unlock.
✓
Business line of creditUp to $50K available
Eligible✓
Personal credit cardUp to $15K, premium tier
Eligible↗
Business credit cardUnlocks once DUNS is registered
2 steps away↗
SBA term loanNeeds 6+ mo business history & tax returns
2 mo away↗
Equipment financingNeeds equipment quotes uploaded
AlmostFunding Potential
$110K
▲ across 3 lenders
Docs Complete
6 of 9
— 3 remaining
DTI Ratio
28%
▲ healthy range
Funding Readiness Trend
▲ 40% → 68%Readiness
Funding Pipeline
Velocity Capital — Business LOCProfile Review
Document Collection
Underwriting
Submitted
Approved
Approval Probability
Before You Apply
!
Inquiry sensitivityYou have 3 recent inquiries. Each new application can lower your score ~5 pts and signal risk to lenders.
◆
AI recommendationApply to your top match only. Resolve the pending Equifax dispute first to lift approval odds ~7%.
✓
Profile strengthBusiness lines of credit are your best-fit category right now.