Financial OverviewUpdated today
Financial Health Score
Updated today78Strong
+11 ptsthis month
One score combining every part of your financial profile. Each module below feeds into it.
Score Trajectory
▲ +52 ptsCredit score
Enrolled · 650Now · 702Goal · 720
Active Disputes
4
▲ 2 resolved this mo
Items Removed
7
▲ +3 this cycle
Credit Utilization
21%
▲ down from 38%
Funding Ready
68%
— on track
My CreditWhat we're working on
Active Disputes
View all!
Capital One — late paymentEquifax · in bureau review
In review2
Midland Credit — collection$842 · validation requested
Pending!
Personal info mismatchEquifax · outdated address
In progressRecently Won
7 removed✓
Hard inquiry removedTransUnion · unknown lender
2d✓
Midland collection deleted$312 · all bureaus
2w✓
Score increased +14Across all three bureaus
1wAI Insights for You
Live▲
Your score rose 14 pts — driven by lower utilizationDropping below 30% had the biggest single impact this cycle.
◆
You're 68% funding-readyRemoving 2 more inquiries could push you past the 75% lender threshold.
!
1 dispute nearing its 30-day markAn automated follow-up to Equifax will trigger in 4 days.
My ProgressYour goals
Where You Are
Plan: Credit Repair + FundingTrack your journey toward each goal. We'll keep you updated as you move through every step.
◆Credit Repair
2 of 5 steps complete✓
Enrolled
✓
Reports reviewed
3
Letters mailed
4
Bureau review
5
Resolved
Your dispute letters are mailed — bureaus have 30 days to respond. We'll notify you the moment anything changes.
$Business Funding
1 of 5 steps complete✓
Readiness check
2
Gathering documents
3
Lender matching
4
Underwriting
5
Funded
You're 68% funding-ready. Upload your remaining 2 documents to move forward to lender matching.
What's NextYour roadmap
Your Action Plan
3 of 6 done✓
Lower utilization below 30%Completed — now at 21%
✓
Dispute inaccurate late paymentCompleted
3
Add a positive tradelineMay reduce utilization ~8%
In progress4
Resolve Midland collectionValidation letter sent
Pending5
Keep oldest account openProtects credit age
Milestone Progress
Mortgage-ready: 84%Enrolled — score 650Feb 12
Baseline captured across all bureaus
Crossed 680Mar 28
Utilization brought under 30%
Now — score 702Today
2 disputes pending, trending up
Goal — 720~12 days
Mortgage-ready threshold
Credit AnalyticsLast 7 cycles
Utilization Trend
▼ 38% → 21%Credit Mix
Revolving42%
Installment33%
Business17%
Other8%
Powered By Credit Plug AILive engine
▶
See the system react
Resolve a collection and watch your score, utilization, and funding readiness update across the platform.
Connected System
LiveLive Every module feeds one intelligent engine — a change in any one updates the rest.